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Bankruptcy Overview


Why File? Bankruptcy Alternatives


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Chapter 7 Bankruptcy


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Bankruptcy Litigation


Debt Relief and Consolidation


Tax Issues and Credit Ratings


Loan Modifications and Adjustments


Suing Abusive Debt Collectors


Stop Creditor Harassment

 

 

The Law Office of Robert Lee Hamilton is an official member of the NACBA

 

 

Call Today to put the Bankruptcy Saint on your side.
 

(530) 776-9360

 

 

 

 

 

 

 

 

 



My Practice Is Tailored To Assist My Clients

in Debt Solutions. 

 

We'll Help You Find Your Best Solution.  The most common solution is the filing of the Chapter 7 bankruptcy. 

 

                A Chapter 7 bankruptcy can wipe out all of your credit card, medical, consumer and other unsecured debts.  Chapter 7 bankruptcy can give you a new start -- a clean slate. 

 

                In most cases, a Chapter 7 bankruptcy can lead to reestablishment of your good credit faster than the "phony debt solutions" that they advertise on TV, radio and over the web.  Most of these “debt solutions” involve the payment of thousands of dollars in fees to these programs with no guarantees of any success.  Many times the victims of these programs pay thousands in fees only to have their credit ruined and still be on the hook for the debts that were supposed to be negotiated away.

 

      BEFORE YOU MAKE THE “DEBT COUNSELING” MISTAKE CALL US!

(530) 776-9360

 

We Also Look at Alternatives to Bankruptcy.

 

                We will examine the circumstances of your debts before giving you some options.  Sometimes a person may have unsecured debts where the statute of limitation has run or will run out within a few months.  In these and other cases, bankruptcy may not be the best option.  That’s why we review your case to find the best solution for your future.

 

                We have easy payment options that can get you started on a new life and stop the harassing calls for as little as a $200 down payment.  We can stop the harassing calls today!

 

 

                ARE YOU UPSIDE-DOWN ON YOUR MORTGAGE?

 

                Mortgage loan modifications are dead!  Why?  Because the problem is not that the interest rate is too high.  Most likely, the real problem is that the principle balance exceeds the value of the home.

 

                Almost all mortgage modification plans fail within a few months because the banks refuse to modify the balances of the underwater mortgage.  Most borrowers see no future in being burdened with a mortgage payment on an upside down loan that is far greater than the cost of renting a similar home.

 

                Our office can show you options of negotiating a way to free yourself of your present mortgage and walk away with the ability to get a new start.

 

                Our services may also include eviction defense which may assist you in obtaining enough time to find a new home at your convenience.

 

                Lastly, don’t be fooled that you can always walk away from a mortgage deficiency and not be responsible for it.  If you had refinanced your home at any time since you purchased it,  you may be responsible for the deficiency between the short sale or the foreclosure.  The mortgage company may hold you responsible years after you have left your former home.   

 

                Your bankruptcy should address the potential liability of a mortgage deficiency. 

 

CALL OUR OFFICE NOW AT: (530) 776-9360

Our Areas Include...

Our areas include Shasta County, Tehama County, Butte County, Glenn County, Lassen County, Modoc County, Plumas County, Siskiyou County and Trinity County. We cover from Paradise, Chico and Willows in the south - to - Yreka, Weed and Mt. Shasta in the north. If you are in or near any of these Northern California counties and would like to take back control of your financial future - then we would like to help.

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