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Overview of the Bankruptcy Process
What Does Filing for Bankruptcy Really Mean?
In today's economic climate, bankruptcy is nothing to be ashamed of.
It does not mean you are irresponsible. It does not mean you are a
bad person. It's simply a honest recognition that the status quo
isn't working and change is necessary.
You are not alone.
In the Northern California (Sacramento to Shasta and surrounding
counties) — consumer bankruptcy filings have skyrocketed 65 percent
from 2007 to 2008. Over the same period, consumer bankruptcy filings
in the Central District (Los Angeles, Riverside, Orange, San
Bernardino, San Luis Obispo, Santa Barbara and Ventura counties)
have more than doubled with an increase of 134 percent. The latest
statistics from the federal courts indicate that these numbers are
only increasing as the financial climate continues to worsen.
At the Law Office of Robert Lee Hamilton, we help people throughout
northern California like Redding and counties surrounding Shasta
County to understand the bankruptcy process, to make informed legal
decisions, and to take an active role in the process of reshaping
their own financial futures. Call or contact us for a free initial
consultation today.
Is bankruptcy the right solution for you?
For many people, getting a
fresh start financially by filing bankruptcy is the best option.
However, there are many circumstances in which it won't be the best
option. We carefully look at the whole picture and tailor solutions
with each individual client's unique needs and goals in mind.
Do you need a lawyer?
No, you don't have to have an attorney to file
for bankruptcy or to renegotiate a debt with a creditor. But hiring
an qualified attorney to help you with these issues can save you far
more money than it costs, dramatically reduce the amount of stress
in your life, and help you make the most of the option you choose to
pursue.
Are you looking for more specific
information?
Find answers to your
questions and more detailed information about bankruptcy and its
alternatives on the following pages:
* Chapter 7
*
Exceptions From Chapter 7
*
Chapter 7 Timeline
*
Filing for Bankruptcy
* Why File? Alternatives to Bankruptcy
*
Debt Relief and Consolidation
*
Tax Issues, Credit Ratings and Asset Protection
*
Loan Modifications and Mortgage Loan Readjustments
*
Bankruptcy Litigation
*
Bankruptcy Information Center
Local:
(530)
945-2540
Call our Redding law office directly at the phone number listed
above to make arrangements for an initial bankruptcy consultation.
If you contact us by e-mail, someone from our office will get in
touch with you shortly.
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